Goldman Sachs, Apple's financial partner in the Apple Card project, has posted its customer agreement for the world to see. The agreement shows that the card meets the expectations of being different from other credit cards, as it comes with some unique provisions for the Apple Card.
It has already been widely debated that Apple does not allow jailbreakers to play nicely with the Apple Card. This provision should not really come as a big surprise considering Apple's historic attitude to iOS jailbreaking.
The Apple Card sign-up and approval process will take place through the Wallet app on iOS, with the agreement that states that the device in question must be "eligible." This seems to apply to the process of signing up for the Apple Card, and after the process, which means that subscribers must be in stock iOS firmware:
If you make unauthorized changes to your Eligible Device, such as by disabling hardware or software controls (for example, through a process sometimes called "jailbreaking"), your Eligible Device may no longer be eligible to access or manage your account. You acknowledge that the use of a modified eligible entity in connection with your account is expressly prohibited, violates this agreement, and may result in us refusing or restricting your access to or closing your account, and any other means available to us under this agreement.
In short, if you have a jailbroken device, you will not register the Apple Card through that device. If you register from a stock unit and then jailbreak that unit, your access to Apple Card can be revoked without notice.
The Customer Agreement also prohibits Apple Card subscribers from using the service to purchase cash advances or cash alternatives / equivalents. For those out there who have never taken credit, the latter refers to tickets, chips at a casino and even cryptocurrencies, such as BitCoin or Ethereum. In many countries around the world, it is not uncommon for you to not use a credit line to pay for credit or to invest in gambling games, such as in the lottery or in a casino, so this is not very controversial, but may come off as a shock to a few.
"Cash advance and cash equivalents" means any cash advance and other cash-like transaction, including the purchase of cash equivalents that travelers check, foreign currency or cryptocurrency; money orders; peer to peer transfers, bank transfers or similar cash-like transactions; lottery tickets, casino game chips (whether physical or digital), or racing course rates or similar game transactions.
Apple Card should be available for subscription later this month, as confirmed by Apple CEO Tim Cook. If you want to read the complete user agreement, check the source link below.
(Source: Goldman Sachs)
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