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Home / Mac / Goldman Sachs records Apple Card customer agreement – MacDailyNews

Goldman Sachs records Apple Card customer agreement – MacDailyNews



Juli Clover for MacRumors:

Prior to the release of the Apple card, the customer agreement for the card has been found on the Goldman Sachs website, which provides an overview of how it will work.

Most of the details included in the customer agreement have already been shared or leaked in previous reports, but this places all the information in one easy place to access.

The agreement covers qualification (an Apple ID and two-factor authentication is required), how accounts can be used (no illegal activity), credit limit details, eligible units, return, payment info, fees (there are none) and more. Goldman Sachs explicitly prohibits jailbreaking a device associated with an Apple card, saying that doing so could result in the closure of the Apple Card account.

It also covers Daily Cash back, the feature that allows customers to receive a daily payment when making purchases. Goods purchased directly from Apple earn 3%, purchases of Apple Pay earn 2%, and all other transactions earn 1

%. If a transaction meets two categories, such as an Apple Pay purchase in an Apple Store, customers will receive the highest payment.

MacDailyNews Note: Annual Purchase Percentage Rate (APR): 13.24% to 24.24% when you open your account, based on your credit rating. After that, this April will vary with the market based on Prime Rate.

Read the full Apple Card customer agreement here.


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