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Home / Apple / How to budget for travel expenses – LifeSavvy "width =" 1600 "height =" 900 "data-creditext =" surasaki / Shutterstock "data-crediturl =" https://www.shutterstock.com/image-photo/travel-concept-hat-sunglasses-passport-money -443468635 "src =" / pagespeed_static / 1.JiBnMqyl6S.gif "onload =" pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon (this); "onerror =" this.onerror = null; pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon (this); "/> [19659001] surasaki / Shutterstock Travel is expensive and it is easy to keep under budget.

How to budget for travel expenses – LifeSavvy "width =" 1600 "height =" 900 "data-creditext =" surasaki / Shutterstock "data-crediturl =" https://www.shutterstock.com/image-photo/travel-concept-hat-sunglasses-passport-money -443468635 "src =" / pagespeed_static / 1.JiBnMqyl6S.gif "onload =" pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon (this); "onerror =" this.onerror = null; pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon (this); "/> [19659001] surasaki / Shutterstock Travel is expensive and it is easy to keep under budget.



<img class = "wp-image-5840 size-full" data-pagespeed-lazy-src = "https://www.lifesavvy.com/thumbcache/0/0/66878dee122f7d17b99412737f5308d5/p/uploads/2019/ 07 / x703f1b2a.jpg.pagespeed.gp + jp + jw + pj + ws + js + rj + rp + rw + ri + cp + md.ic.r5bvskXG4t.jpg "alt =" Sunglasses, sun hat, passport and money sits on top of a world map To edit more accurately for your vacation

On a trip you have four major expenses: transportation, accommodation, food and drink and activities, and you also have two other expenses you may forget to include: travel insurance and chance (souvenirs, bottled water, etc.) Let's break down every expense and how to better prepare for each of them

Transport

Transportation to your destination is often the biggest cost. is not cheap, they can change a cheap week away in a budget blower, once in a lifetime.

 Kajakkens website

Air fares are relatively easy to bu detters too, though. Check websites like Kayak or Skyscanner to compare prices on any dates you are considering and order those that work best. You must purchase the tickets in advance so that the expense is locked long before you leave.

Transport after you reach your destination is more difficult and can also be quite expensive. It is useful to consider:

  • How to get to and from the airport, both at home and abroad. Four, $ 30 taxi tours will cost an additional $ 120.
  • How to get around daily at your destination. Is there a good public transport network? If so, is there a daily unlimited pass? Are you going to Uber? Do some research and budget accordingly.
  • If you need to rent a car. In that case, remember to include the cost of any insurance you may need along with the rental fee.
  • If you are going to travel between destinations when you are there. Train tickets are expensive and, as flights, better booked in advance.

The good thing about transportation is, as long as you research in advance, you will not be surprised at the cost.

Accommodations

] Along with transportation, where you live, another significant travel expense. Again, although you are most likely to book it in advance, it is predictable.

The first thing to do is decide what type of accommodation you want. Generally, hostels are the cheapest, airbags are somewhere in the middle and hotels are the most expensive. You can usually get a hostel bed for around $ 25 a night, an Airbnb for around $ 100 a night, or a hotel room for close to $ 150 a night (of course there is an exception for all of these).

 Booking.com website.

On websites like Booking.com and Hotels.com you can compare prices for different lodging options.

Contrary to transport costs – if you are willing to take the risk box, generally the cheaper the closer the order date you get. You can get great deals on the same day, but that means you have no idea where to stay in advance. And if things go wrong, you can get stuck and pay big money for a miserable hotel room. For more tips, check out our article on saving money on accommodation when traveling.

Unless you like a little adventure during your travels, we recommend avoiding the risky strategy and reserving accommodation in advance. It locks the cost of your budget and makes it much easier to predict expenses. If a super-cheap deal comes up, you can always check the cancellation policy at the hotel reservation. You can usually cancel up to the day before your stay begins.

Food and drink

Now we come into more unpredictable expenses. How much you spend on food and drink can vary enormously. I've had days where I've spent hundreds, and days where I've spent less than $ 10 on the same trip! Even in more expensive countries, you can usually eat cheaply. But alcohol can drain your wallet in the most budget-friendly places.

When it comes to budgeting for food and drink, the best predictor is past behavior. Do you like great meals and bottles of wine? Or is it a sandwich in the sun all you need? Determine where you fall on the spectrum and do some research. Most restaurants have their menus and prices online now. You can also use a cost calculator to see how your destination stacks up with your home town.

  Woman at an outdoor restaurant table with a meal and a bottle of wine on it.
Littleaom / Shutterstock

Remember to include coffee and snacks in your calculations – they can easily add $ 10 per day.

Another thing to look for while researching is whether taxes are included and whether it's a tipping culture. I was a little shocked my first time in America when a $ 10 dish was actually $ 13 after adding tax and tip.

Also consider your drinking habits. If you have any beer, you are much more likely to have a few more. Don't budget for three beers a day if you know you're more likely to drink eight for at least a few days. It is better to be pleasantly surprised at the end of the trip than to dip into next month's rent.

When you have a rough number-say $ 10 for breakfast, $ 15 for lunch, $ 30 for dinner, $ 20 for drinks, and $ 10 for coffee and snacks – add 20% or so as a buffer. If you think you're going to spend $ 85 a day, round it up to $ 100 to be on the safe side. This way, if you decide to have some more cocktails, you have some flexibility.

Activities

The last big costs you probably want are the activities you are going to do. Tickets for major tourist attractions can add.

You have some budgeting options for activities. You can plan your trip and budget in advance, or you can budget a certain amount per day and decide what to do when you get there. If you go with the first option, it is quite predictable. Just be sure to thank an extra 10% or so for any tips or random activities you decide to make on a whim.

If you go with the second option, it is best to examine the cost of the type of thing you like to do. Then the average price multiplies by the number of days you think you will do, but again, errors on the side of over budgeting.

Insurance

 World Nomads insurance website. ]

Travel insurance is something many people forget, but you must definitely factor it into the cost of the trip. Fortunately, it tends to be quite cheap. You can easily find good plans for less than $ 100.

Incidentals

When you travel, things always come up that you forgot to include in your budget. There are usually little things like painkillers, souvenirs or postcards. But if you don't factor these in, they can add up and surprise you.

I take the amount I have budgeted for and add another 20%. In combination with the slack I have already entered for food, drink and activities, this provides a generous, varied amount that I can dive in if needed.

Another option is to simply choose a flat amount like $ 100 for unplanned expenses. As long as nothing drastic crops, it should be more than enough. And if something big happens, it's probably covered by your travel insurance.

General Budgeting Tips

Now you should have a pretty solid idea of ​​what your journey will cost, but here are some more tips to help you save even more.

To keep track of your budget, you need to create a Google sheet or an Excel document before traveling. When you are there, you can use an app like Splitwise to track your daily expenses and make sure you don't go wild.

Be realistic when making your budget. Don't expect to bring in $ 50 a day in New York, no matter what you do in your spreadsheet. Always wrong on the side of budgeting too much for something rather than too little.

See exchange rates as they can change. Sometimes they work in your favor, for example when visiting Asia. Other times they can work against you, as if you are on holiday in Scandinavia, for example. Don't make the mistake of assuming that things cost the same everywhere.

Prices can also change quickly. There is often a discount when ordering things online or in advance. Just because the price was one thing when you researched it a month ago, doesn't mean it will be the same when you get there. Always check an accurate travel budget, but it can make your trip easier. It allows you to save the required amount and take the holiday you want without having to worry about the price.


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