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Home / Apple Watch / PSA: Purchase jewelry and / or personal articles insurance for Apple Watch and make claims WILL appear in your insurance history

PSA: Purchase jewelry and / or personal articles insurance for Apple Watch and make claims WILL appear in your insurance history



About 2 years ago I went on a motorcycle trip – on the trip the Rolex crystal was damaged. I got it replaced by Rolex at a cost of a total of 450.00 – I used my mutual policy to get it replaced.

Nothing special, right?

Error – next renewal prices went up both at home and at home. I called and found out why – it was for another claim under 500.00.

This is NOT a major requirement, it was considered less.

It is not a good idea to make an insurance claim on an Apple watch, especially if it is valued at over $ 500.00 – as this would be a great requirement.

Insurance should only really be used for catastrophic loss which will be a major hardship / bankruptcy loss.

Yes – it can't affect your insurance rates, because many companies don't seem to check your claim history for renewals, but if they do, you pay.

Finally, I ended up paying around 800.00 extra premiums for a clock repair that I could have paid the original repair cost for and not even thought about it, but I was naive and thought & # 39; if I have it , use it. & # 39;

If this helps someone I'm happy – in the end – do what you want to do, I'm just trying to save you some money.


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